Every employer is required to provide insurance for their employees in the event of an accident or death at work.Ú Typically, the amount of insurance is paid reflects the nature of the employer¡s industry and the level of remuneration paid to the employee.Ú Each state and territory has its own worker¡s compensation legislation and insurance arrangements.Ú The relevant «workcover¡ organisation may be accessed below.Ú Click on your State or Territory.